Payment Policy

Payment Policy

Effective Date: October 12, 2024

At M F Textile, we aim to provide a secure and convenient payment process for your purchases of premium-quality, handmade Indian women’s clothing, featuring ethnic and modern styles. This Payment Policy outlines the terms and conditions related to payments on https://mfclothings.shop. By placing an order with us, you agree to the terms detailed below.

M F Textile is located at Gali No. 23 L, Ahmad Nagar, Meerut, Uttar Pradesh, India, PIN Code - 250002, and is operated by Musharraf Ansari.

1. Accepted Payment Methods

• Options: We accept payments through a variety of secure methods, including but not limited to:

• Credit and Debit Cards (Visa, MasterCard, etc.)

• Net Banking

• Unified Payments Interface (UPI)

• Mobile Wallets (e.g., Paytm, Google Pay)

• Cash on Delivery (COD), where available

• Availability: Payment options may vary based on your location and order details. All available methods will be displayed at checkout.

• Updates: We reserve the right to modify the accepted payment methods at any time without prior notice.

2. Currency

• Pricing: All prices on https://mfclothings.shop are listed in Indian Rupees (INR) unless otherwise specified.

• International Orders: For international customers, the final amount may be converted to your local currency by your bank or payment provider, subject to their exchange rates and fees.

3. Payment Process

• Checkout: Payments must be completed at the time of placing your order, except for Cash on Delivery (COD) orders.

• Authorization: By submitting payment, you authorize M F Textile and our payment service providers to charge the total amount, including product price, taxes, and shipping fees, to your selected payment method.

• Security: All transactions are processed through secure, encrypted payment gateways to protect your financial information. We do not store your full payment details on our servers.

4. Cash on Delivery (COD)

• Availability: COD is offered at our discretion and may not be available for all orders or locations.

• Conditions: For COD orders, payment must be made in cash (exact amount preferred) at the time of delivery. We do not accept checks or digital payments upon delivery.

• Order Confirmation: COD orders are subject to additional verification, and we reserve the right to cancel COD requests if verification fails.

5. Pricing and Taxes

• Displayed Prices: Product prices are inclusive of applicable taxes unless stated otherwise. Shipping charges and additional fees (if any) will be calculated and shown at checkout.

• Changes: Prices are subject to change without prior notice. The price at the time of order placement will apply to your purchase.

• Errors: In case of a pricing error on our website, we reserve the right to cancel the order and issue a full refund if payment has been made.

6. Payment Confirmation

• Successful Payment: Once payment is successfully processed, you will receive an order confirmation via email with your order details.

• Failed Payment: If a payment attempt fails, you will be prompted to retry with the same or a different payment method. Orders will not be processed until payment is successfully completed.

7. Refunds

• Refund Eligibility: Refunds are issued as per our Refund and Returns Policy or Cancellation Policy (e.g., for returns, cancellations, or defective items).

• Processing: Refunds will be credited to your original payment method within 7-10 business days of approval. COD refunds may be processed via bank transfer or an alternative method, which will be communicated to you.

• Delays: Refund timelines may vary depending on your bank or payment provider.

8. Fraud Prevention

• Verification: We may verify payment details or contact you to confirm your order to prevent fraudulent transactions.

• Cancellation: M F Textile reserves the right to refuse or cancel any order suspected of fraudulent activity, with a full refund issued if payment has been made.

9. Contact Us

If you have any questions or need assistance with payments, please reach out to us:

M F TextileBuilding No./Flat No.: Gali No. 23 LRoad/Street: Ahmad NagarCity: Meerut, Uttar Pradesh, IndiaPIN Code: 250002Email: heyiamfaiizz@gmail.comPhone: +91 9906740337

We are committed to ensuring a smooth and secure payment experience as you shop our premium handmade Indian women’s clothing. Thank you for choosing M F Textile!